CapCre Solutions offers Housing Loans to applicants from different walks of life – salaried, self employed, professional, NRIs to name a few, through multiple Banks and NBFCs in the shortest possible time.
If you have an existing outstanding home loan with one borrower and transfer the remainder amount to a different borrower who charges a lower rate of interest, the process is termed as a home loan balance transfer or refinancing. The process allows you to benefit from the lower interest rate offered by the other lender even though you are charged a fee (usually 1% of the total amount transferred) for performing the transfer.
If you have an existing outstanding home loan with one borrower and transfer the remainder amount to a different borrower who charges a lower rate of interest, the process is termed as a home loan balance transfer or refinancing. The process allows you to benefit from the lower interest rate offered by the other lender even though you are charged a fee (usually 1% of the total amount transferred) for performing the transfer.
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